A cool Way to make some money!

Cool way to invest without even knowing!

Hello Smarty Pants Mommies!!

First let me introduce myself, First and Foremost, I am a mom and wife. However, I also work full time as an Educator. I am sure all of you reading this are smart and beautiful moms looking to make extra cash for your family..That is what I am doing and I'm working hard at it. I figure I would blog about my struggles and success here on hub pages as well as on my blog..www.smartypantsmoms.blogpost.com. Besides my regular income I always try to find ways to save money and penny pinching.

I know a lot of you out out there are also looking for ways to make extra money. This one app for iphone I have been using is a start. It will not make you rich but it will open the door to investing in cool stocks. The App I have been using lately is called "Acorns". This app is available on Smartphones. What this app does it invests your spare change. You do have to connect it and link it to your bank account. In my case I am often weary of this but nevertheless I decided to give it a try. So I linked it and in less than one month I have invested $75.44. This is pretty awesome because what they do is they take "Round Ups" from your everyday purchases and then each time you get to $5.00 they invest it in stocks.

Now the cool part is that you choose how they invest your money. You can choose from one of 5 categories, which are: Conservative, Moderately Conservative, Moderate, Moderately Aggressive and Agressive.

I chose to go with moderately Agressive. Acorns invests your money in the following categories and in the following ways if you choose to go with moderately aggressive.

Large Company Stocks- 0.13 cents of every dollar
Small Company Stocks- 0.25 cents of every dollar
Emerging Market Stocks- 0.14 cents of every dollar
Real Estate Stocks- 0.22 cents of every dollar
Corporate Bonds- 0.21 cents of every dollar invested
Government Bonds- 0.05 cents of every dollar

If you want to know which stocks Acorns invests your change in visit my blog.

I will update you guys on my progress monthly. The screenshots below are taken from my phone and are of my investments.

So this is in no way a way to get rich BUT it is a way to get your foot in the door of investing especially if you are just starting out like me.

I am just writing this independently, I am in no way being paid by Acorns. Also I am not responsible for any monetary loss you may have by using this app.

Try Acorns Today! 

Want to make an extra $375 a month??? Follow these steps!

I want to work my way so financial Freedom! So I decided I would blog daily about my ultimate goal, which is to save $180,000 and pay off all of my existing debt (Credit Cards and student loans). Ultimately, I also want to help others come up with ideas for financial freedom. I already have a full-time job and a 13 month old baby. So another job is not the ideal situation. Now I have to get creative.

I did a lot of research and came up with tons of ideas to save and make money. So I've bee doing this for about a month and this is how much I made this month doing odd jobs and signing up for things.

1) I joined InboxDollars.com. I made a little over $30 in less than 1 weeks. Here is how...First, Inbox dollars gives you $5.00 just for signing up. The I joined Shoedazzle.com, I ordered a pair of Gwen Stefani Shoes for $15 but Inbox dollars gave me $15.00 back for joining ShoeDazzle. I got another $4.00 for signing up for a CosmoBody 10-day trial. (Make sure you cancel before the 10 days are up). and finally, I got another $10.00 for joining the Disney Movie Club. All in all it really took me less than hour to sign up for these offers BUT it does take one week to get credit. The Disney Credit is instant. CosmoBody and Shoedazzle take a while. Join Inbox Dollars and Check it out! You also get paid e-mails and can take surveys for extra cash. Join InboxDollars.

TOTAL EARNED = $30.00

2. Join Digit. What is Digit? Digit is an automated saving program. Every few days, Digit checks your spending patterns and moves a few dollars from your checking account to your Digit account, if you can afford it. Easily withdraw your money any time, quickly and with no fees.Digit automatically figures out when and how much is safe to save based on your lifestyle. Digit doesn't require you to figure out an arbitrary amount to transfer every month. AND BEST OF ALL IT IS SAFE TO USE!! Yes. Digit uses state-of-the-art security measures. Your personal information is anonymized, encrypted and securely stored. All funds held within Digit are FDIC insured up to a balance of $250,000. I saved $110 dollars in my first month with Digit! Awesome Right 

TOTAL EARNED: $130.00

3.  Okay so I realize all this little stuff wasn't really going to get me to my goal extreamly quickly so I decided to try out Online Tutoring. I found a great company called InstaEdu (formally Chegg Tutors) They pay $20 an hour. In one week I made $120.00. 

Are you an expert on any subject?? then sign up on InstaEdu.

Total Earned: $250.00

4. ACORNS: Acorns has the same concept as Digit, except Acorns Invests your money in the stock market. When I get above $100 I always take out $100 and leave the rest in there. For example, This month they invested $150. I withdrew $100 and left the $50 in there.
TOTAL EARNED: $350

5. The last website I  used this month was Tradesy. Tradesy is great you can sell your used clothing and make some money on it.

This month I sold a watch so I made $35 profit

TOTAL EARNED THIS MONTH: $375.00.

NOT BAD!! I will keep updating you with ideas throughout OCTOBER and at the end of the month I will update you on my October Earning.